Effective Date: 2026-05-03

1. Acceptance of Terms

By accessing and using https://shadisharifi.ca/ (“the Website”), you agree to be bound by these Terms and Conditions. If you do not agree, please do not use the Website.

2. About This Website

This Website is operated by Shadi Sharifi, an independent insurance professional. All content is provided for general informational purposes only and may be updated without notice.

3. No Professional Advice

The information on this Website is not legal, financial, or insurance advice. Insurance products and services are subject to terms, conditions, exclusions, limitations, and underwriting approval. Availability may vary by province and individual circumstances.

4. No Guarantees

We do not guarantee approval for any insurance product, specific pricing, coverage outcomes, or completeness of information. Any examples or scenarios are for illustrative purposes only.

5. Use of the Website

You agree to use the Website for lawful purposes only. You must not misuse the Website, attempt unauthorized access, submit false or misleading information, or engage in any activity that could harm the Website or its users.

6. Intellectual Property

All content on this Website, including text, graphics, logos, and design, is owned by Shadi Sharifi unless otherwise stated. You may not reproduce, distribute, or use content without prior written permission.

7. Third-Party Services

This Website may include links to or integrations with third-party tools and services. We are not responsible for their content, policies, or practices. Use them at your own discretion.

8. Limitation of Liability

To the fullest extent permitted by law, Shadi Sharifi is not liable for any direct, indirect, incidental, or consequential damages arising from your use of the Website or reliance on its content.

9. Privacy

Your use of the Website is also subject to our Privacy Policy. By using the Website, you consent to the collection and use of information as described there.

10. Electronic Communications

By submitting your contact information, you consent to receive communications by phone, email, or text related to your inquiry or services. You may withdraw consent at any time.

11. Governing Law

These Terms and Conditions are governed by the laws of the Province of Ontario and the applicable laws of Canada.

12. Changes to Terms

We may update these Terms at any time. Changes will be posted on this page with a revised effective date.

13. Contact Information

For questions about these Terms, please contact Shadi Sharifi at Phone: (416) 827-7574 or Email: [email protected].

14. Disclaimer

This Website is for informational and marketing purposes only. Insurance coverage is subject to policy terms, conditions, and underwriting approval. Nothing on this Website constitutes a guarantee of coverage or financial outcome.